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Lowell Jewelry And Loan Our purpose is to serve the city of Lowell with an open heart, and plenty of compassion. For over 25 years, Lowell Pawn has been a trusted city staple, helping individuals in need secure reliable financial assistance. Lowell, Merrimack Valley, and our other neighboring communities are home to a wide variety of artists, craftsmen, entrepreneurs, trade workers, athletes, doctors, builders, chefs, friends, families, and local heroes.

It's the diversity that makes being in business here so rewarding. Unfortunately, about 25% of the population is unbanked and does not have access to any form of financial lending assistance.
Services
Eddie has worked in the pawn industry since 1993. From Florida, to Massachusetts, Eddie's gained experience and expertise from companies such as Cash America, Value Pawn, and EZ Pawn. For almost 10 years, Eddie has been with Lowell Jewelry & Loan, and has been proud to call Lowell home. Trisha's love of rock hounding started her passion for jewelry.
Let's be honest, the pawn industry has a tough reputation, and there are some bad apples in the bunch. The truth is, pawn services have been around for centuries, dating back to ancient China and Greece. We're here to change the way a lot of people view the pawn industry. Most stores are honest, ethical, and provide a great service to their towns and cities.
Reviews (15)
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Matt DiPietro
Jun 22, 2022
Best pawn store by far. A great setup, lots of different and rare items at good prices. Knowledgable and friendly staff unlike most other shops I've been to. Sports memorabilia, coins, jewelry, tools, video games, and loads of other stuff make this a definite go to for me.
TheJeff Jeff & Sir Nates A. Lot Network
Jun 15, 2022
I absolutely love Lowell Jewelry and loan. I have been going there for about 4 years now 9n and off. I have no family in the area, so if I need a loan I hit them up w/ collateral receive a loan with in minutes and only pay a small amount of interest and have a month to pay it back. They are super friendly and have great merchandise. I would definitely recommend!
Brian Simmons
Jun 07, 2022
1st time customer. Nice friendly staff, clean, reasonable prices. Will be stopping by more often.
Don Depriest
May 31, 2022
Was in a tight spot and needed a little cash for few days but was denied loan, I brought in an ebike valued at $1200(bike is 3 months old), asked for a $100 loan, they denied me because they don't have space for a bike( this bike folds in half and has a 2'X3' footprint). Website says they are there to help, thanks for nothing, I DO NOT RECOMMEND! After reading your response I have a couple questions, which is the lie, I was told you would normally give a loan on the bike but "there is not enough room to store it now" but your response says it's because of battery, so which statement is true? Secondly, do you sell phones, because they have same type of battery which means same risk, as well as cordless drills and other tools(which I did see in your shop). So in the future try to be honest, now I wish I could give negative stars
Reginald Gilbert
May 27, 2022
Was my first time pawning an item. They were very friendly and made the process simple and easy. Got the money I needed and was very satisfied with the service. Would definitely recommend.
Lori MacFarlane
Mar 20, 2022
I am new to the area so this was my first time in. The staff was friendly and helpful and offered me the amount I had hoped to receive. Before I had a chance to even notice, I received a call telling me I had left my ID. I appreciated that very much, I would have been in a panic had I not been able to find it. I have noticed that every review I have seen contains a reply from the owner - even the ones that don't contain any comments.

To me that says they care enough about the customers to give each review individual attention. I can't find any reason to go anywhere else. I look forward to going in when when I'm looking to buy.
Scott Johnson
Jan 28, 2022
LOWELL'S HIDDEN GEM! Excellent Staff, very Friendly, extensive knowledge of diamonds and gemstones. Stop on in and Visit Chris, Eddie, and the rest of Staff. Lots of Quality tools, guitars amplifiers, , artwork, electronics etc Ty very Much, Have a HAPPY NEW YEAR!
S. Mccarthy
Jan 22, 2022
This place is NOT your ordinary pawn shop! Chris and his staff go out of their way to make your shopping experience an enjoyable one. No matter what you might be looking for - they want you to walk out satisfied - and not only that - they want you to return! Great job guys - blessings and prosperity for the new year! Stay kind and be well always! Peace Suz and Jimmy
Patty Evans
Jan 13, 2022
I had a very pleasant experience at this pawn shop. Chris has a great personality and very knowledgeable about jewelry and different items that were available in the store. I always go there. prices are very reasonable and very friendly staff I recommend Lowell Pawn to everyone
TheJrmelo
Dec 09, 2021
I had a wonderful experience buying a gift for my mom. I know nothing about jewelry but Trish really helped me to make the right necklace. Her expertise and opinion helped me to feel comfortable with my decision. I spent less than I had expected on something I feel is much more thoughtful. Thanks Trish and the whole team.
Cassie V.
Aug 31, 2017
Great deals on video games, instruments, jewelry, and all your usual pawn shop items. Well-lit, spacious, and well-organized with polite and helpful staff. We walked in not expecting to buy anything but the video games were cheap, cheap, cheap, so we picked up a few and an extra controller for our console and everything came out to $16. Not too shabby.

I checked a bunch of the games to make sure nothing was dinged up and all of them were pristine, which was unexpectedly nice. Really nice selection of reasonably priced jewelry. We'll be back to visit again.
Rashonda H.
Apr 26, 2017
I went here yesterday after my husband called them Thursday of last week inquiring about selling a gift card. On the phone they confirmed that would buy the gift card for 50 cents on the dollar. When I arrived I told him that I had a gift card and wanted to make sure that I would get 50%. I tried to explain to him that my husband had called them but before I could get a another word in he cut me off and said, "50 percent for that over priced store?

Oh God no". I was quite taking back but thought I would go ahead and ask how much. He then told me 35%. I told him I thought that was little low but wanted to proceed with the transaction. He then told me that he really didn't want to buy the gift card because he didn't trust "People like me". I am an African American women and was appalled when he said that.

He then went on the website to confirm the amount, the website wasn't working. I told him he could just call the number on the back of the card. He refused. I have never been treated so rudely in my life. The whole time I was in the store he was stand-offish and skeptical of me. I will never do business there. If you want to have your character questioned, be profiled and humiliated for absolutely no end result this would be the place to go. If you would like to be treated as a respected potential customer I would not suggest you go here.
Jamie R.
Mar 26, 2017
I love this place everyone who works here is very helpful and kind. The young guy with the ponytail is very helpful and the woman in the cash office is always awesome. I always come here to do business and get jewelry because they have the best for less. And they always have deals going on.
A. A.
Nov 03, 2015
Just a amazing experience last time the staff very knowledgeable they have very good selection of actually everything. Tools, Electronics, Games System, Very clean store the customer service is fantastic. Thanks and keep it up.
Dianne P.
Aug 23, 2014
You never know when hard times will hit home. It could be loss of work, illness or even loss of a loved one. When I needed money I went to see Eddie at lowell jewelry and loan. He was so nice. He posses a great deal of knowledge from electronics to jewelry. He gave me a fair price for my items I needed to pawn. They're there to help. Just make sure you pay on time. I've been a customer since 2009 and have made several purchases since. Anastasia is a great contact at the shop. She specializes in fine jewelry. All of my pieces have been valued at double and triple what I paid. If you love jewelry like I do, this is the place to go Dianne