This is a great opportunity to 'visit' our jewelry store in Centerville, Ohio, from the comfort and convenience of your own home. This site was developed to better service our local customers and to help our more geographically distant clients keep in touch. Our goals in designing this site are to communicate who we are as a company, to give you an opportunity to browse our jewelry, to find out about the services we offer and to provide you with educational materials to help you become a more educated jewelry buyer.

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Meet Michael

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Michael Williams is the owner of Michael's Jewelry Center and the Ohio Gemological Laboratory in Dayton, Ohio. Michael earned his Graduate Gemologist degree on campus at the Gemological Institute of America in Santa Monica, California in 1988. After completing his G.G. he moved to Tampa, Florida to work for a large family owned jewelry company with seven jewelry stores.

Master IJO Jeweler

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Michael's Jewelry Center has been an active member of the Independent Jewelers Organization since 1998. The Independent Jewelers Organization is a group of over 800 independent retail jewelers nationwide, which offers supreme quality and unmatched service, providing an excellence that customers can count on.

Financing

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We extend financing options with any purchase of a diamond engagement ring or any other fine jewelry item at Michael's Jewelry Center located in Dayton, Ohio. You may pay for your jewelry over time. Note: All plans are contingent upon customer credit approval. If customers have adverse credit, or not enough credit history, an approved co-signer may be required to gain approval for financing. We also accept all major credit cards. Please visit our store to fill out the application.

How to Buy a Diamond

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First, determine your budget. One general rule of thumb when buying a diamond engagement ring is "two months salary." This guideline was derived from a survey of engagement rings that were purchased over a two year period compared to the buyers annual income. This is just a guideline, it's not carved in stone and your first consideration should be what you can comfortably afford -- not what the diamond industry or a jeweler tells you.

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