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Business Details
48 Years
experience
Trusted Pawn Shop in San Jose, CA
At R & J Jewelry, we have been a trusted family-owned and operated pawn shop since 1978, dedicated to providing personalized services and a diverse selection of jewelry at competitive prices. Our expertise lies in offering fair and reasonable pawn loans secured by valuable items, ensuring clients receive immediate financial solutions without compromising on transparency or integrity. With decades of experience, our professional team specializes in appraising and purchasing high-value items such as luxury watches, diamonds, gold, and fine jewelry, combining industry knowledge with a commitment to customer satisfaction.

We prioritize secure transactions, confidentiality, and exceptional service, serving the San Jose community from our convenient location in the Mi Pueblo Plaza shopping center. Our mission is to deliver reliable, low-cost alternatives for individuals seeking quick cash loans while maintaining the highest standards of professionalism and trust.
Services
Pawn Loans Jewelry Appraisal Watch Buying Gold Purchase Diamond Evaluation
Details
  • Year established: 1978
Highlights and features
  • We have over 45 years of experience in the pawn industry.
  • Our team provides expert appraisals for luxury watches and jewelry.
  • We guarantee fair and competitive offers for your valuables.
  • Secure storage ensures your items are protected during loan terms.
  • Confidential transactions with no credit checks required.
Services
Pawn Loans
We offer short-term pawn loans secured by valuable items like jewelry, watches, and electronics. Our process requires no credit checks, ensuring quick access to cash for San Jose residents. Loans are available from $100 to $250,000 with transparent terms and secure storage for collateral items.
Jewelry Appraisal
Our GIA-trained gemologists provide expert evaluations for diamonds, gold, and fine jewelry. We pay premium prices for certified stones and offer fair market valuations for items in any condition, ensuring competitive offers for sellers.
Watch Buying
We specialize in purchasing pre-owned luxury watches from brands like Rolex, Omega, and Audemars Piguet. Our experts assess condition and market value to provide top dollar for timepieces in good working order.
Gold Purchase
We buy gold in all forms, including jewelry, coins, and bullion, paying current market rates with no hidden fees. Our staff evaluates purity and weight to ensure fair compensation for your gold items.
Diamond Evaluation
Certified diamonds from GIA or EGL receive premium pricing. We assess cut, clarity, and carat weight to deliver competitive offers for loose or mounted diamonds, with payments available on the spot.
People
Angel Manzano
Rolex Watch Buyer
Angel specializes in evaluating luxury timepieces, leveraging his expertise to ensure fair valuations for Rolex and other high-end watches.
Janis Schneider
Diamond Buyer
Janis is a GIA-trained gemologist with extensive experience in diamond appraisal, ensuring accurate valuations for certified and uncertified stones.
Questions
What items can I pawn for a loan?
We accept jewelry, luxury watches, electronics, musical instruments, and other high-value items as collateral for short-term loans.
How are loan amounts determined?
Loan values depend on the item's current market worth, condition, and resale potential. Our experts provide transparent evaluations during appraisal.
Do you buy damaged jewelry or watches?
Yes, we consider items in various conditions, though functionality and repair costs may affect final valuation.
What are your loan repayment terms?
Terms are flexible, allowing you to reclaim items within an agreed period. Specific details are discussed during the loan process.
How quickly can I receive cash?
Transactions typically complete within minutes once appraisal and agreement finalize, with funds available immediately.
Reviews (7)
Chris Malroy
Apr 20, 2022 Report
This business shared a moment with us that we won't ever be able to forget, and thanks to Angel, I was able to find the perfect diamond for my fiance and I even proposed in the store. I would suggest anybody who's in love and wanting to express your love to your partner to go check out this jewelry store. Elizabeth Malroy is really satisfied with her new addition to her hands and her heart. I hope you all are blessed thank you again.
Deanne Powers
Apr 19, 2022 Report
They are amazing! They really explained the process and helped me understand more of the value of my items. Very professional and courteous.
Noi Sengsiri
Apr 12, 2022 Report
Excellent service. The lady that helped me was very informative and courteous. My overall experience was the best.!
Brian Law
Oct 25, 2021 Report
Fast and friendly, I had a great experience. R&J was very fair and competed well with other offers I had received from online businesses. Highly recommended!
Samuel Reading
Sep 29, 2021 Report
Fantastic service. I needed some bridge loan funds for a couple months. Brought in my Patek and AP and was funded that day They worked with me, very professional. I picked up my watches last week, never could be more happy.
Jen Cordero
Sep 06, 2021 Report
My experience with R&J Jewerlry and Loan was Great. They had great customer service and were very nice and so helpful. I will definitely be a returning customer.
Joshua James
Aug 30, 2021 Report
Well deserved 5-Star Rating. More than Fair $Pricing$ for your items that your looking to get rid of or put up as collateral! I definitely WILL be coming here First for any other time I am in need of some Fast Cash.! Thank you.